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Slow Money Tools

See exactly what each tool does.

Start free with the debt calculator — no login, no email. The paid tools are each a single payment, with real screenshots below so you can see what you’re getting before you decide.


Free · no login

Free Debt Calculator

A quick way to see how fast you could clear your debts. Enter your balances, add anything extra you can pay each month, and see an estimated debt-free date. No login, no email.

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£29 · one payment

Snowball Plus™ Debt Hub

Your complete debt-payoff plan, built on the Snowball Plus™ method. Enter your debts once and it works out the order to clear them — protecting you first, costing you least, and staying true as life changes.

The Snowball Plus Debt Hub — Strategy view, on sample figures.
The Debt Hub — your plan and strategy, on your own figures.

One payment. No subscription. No bank connections.

£119 · one payment

Slow Money Dashboard

A calm home for your whole money life: budget, bills, savings, debts and net worth in one private place, reviewed gently rather than tracked obsessively. It works on its own, or alongside the Debt Hub. No feed, no notifications — just a clear picture that's true because you kept it true.

The Slow Money Dashboard — Today view, with sample figures.
The Slow Money Dashboard — your whole money picture in one place.

One payment. No subscription. No bank connections required.

£139 · one payment

The Slow Money Set

Both tools together — the complete system. Clear the debt with the Debt Hub, then hold the whole picture in the Dashboard, so the money each cleared debt frees has somewhere to go next. Same sign-in.

Snowball Plus™ Debt Hub + Slow Money Dashboard

Not sure which is right?

See all three side by side — prices, what each does, and a plain-language verdict for your situation.

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If money is tight right now

If you can't currently cover your minimum payments, a free, regulated debt adviser can do more for you than any tool — and it won't cost you anything. Talk to StepChange, National Debtline or Citizens Advice — all free.


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Educational tools, not regulated financial advice.